Understanding Travel Insurance Coverage

By Squaremouth, Special for USDR

As Hurricane Newton makes landfall in Mexico and impacts popular tourist destinations, Squaremouth, a leading travel insurance comparison site, explains travel insurance coverage for affected travelers.

“Travelers may be covered to cancel their trip due to Hurricane Newton if they meet their policy’s requirements for hurricane coverage,” said Squaremouth spokesperson Rachael Taft. “If your flight has been canceled or significantly delayed, or if your hotel is no longer inhabitable because of the storm, contact your travel insurance provider to see if you’re covered to cancel.”

Travelers must have had a travel insurance policy in place before the storm was named in order to qualify for coverage for Hurricane Newton. This means it is now too late for travelers to purchase a policy and file a claim related to the storm.

Typically, policies require your accommodations to be rendered uninhabitable or your ticketed transportation — such as a flight or cruise — to be delayed for a certain length of time in order to trigger cancellation coverage.

Generally, the threat of a storm alone is not a covered reason to cancel. However, some policies allow travelers to cancel if there is a hurricane warning in effect for their destination right before they leave for their trip. Travelers should review their policy or contact their travel insurance company to determine if this coverage is available.

Travelers currently in Mexico can contact their provider’s 24-hour emergency assistance hotline to receive help. Most policies also include Emergency Medical and Medical Evacuation coverage for affected travelers.

For more information, visit Squaremouth’s Extreme Weather and Travel Insurance Information Center. This regularly-updated resource contains FAQs about travel insurance for hurricanes and position statements from travel insurance providers regarding coverage for Hurricane Newton.

Related: Hurricane Season: 3 Things You Thought You Knew About Travel Insurance That Are Wrong

ABOUT SQUAREMOUTH

Squaremouth is an online company that compares travel insurance products from virtually every major travel insurance provider in the United States. Using Squaremouth’s comparison engine and third party customer reviews, travelers can research and compare insurance products side-by-side. More information can be found at  www.squaremouth.com.

SOURCE Squaremouth

All opinions expressed on USDR are those of the author and not necessarily those of US Daily Review.
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