With Obamacare Clearing the Supremes: Poll the Left Does Not Want You to See

By US Daily Review Staff.

With the Supreme Court upholding (5-4) the Affordable Care Act (ACA), sometimes referred to as “Obamacare”, Americans have different opinions on components of the law, depending on the type of health insurance they currently have. Specifically, over half of U.S. adults who have purchased health insurance individually (54%) think employers should not be required to provide employee health insurance compared to only 28% of Americans with employer-sponsored insurance who think this. Additionally, over half of those with individual health insurance (55%) think the government should play a role in assuring access to health insurance, compared to almost two-thirds of Americans with employer-sponsored coverage (64%).

These are some of the results of The Harris Poll of 2,208 U.S. adults (ages 18 and over) surveyed online between June 12 and 14, 2012 by Harris Interactive.

Two thirds of Americans (66%) agree that having health insurance should be a personal choice, so there may be some general disapproval of the ACA’s individual mandate. However, Americans do agree with some of the ACA’s other provisions. For example, over four in five U.S. adults agree that neither children nor adults should be denied health insurance if they have a pre-existing condition (83%) and nearly three-quarters of Americans agree that tax credits should be offered to individuals if they purchase their own health insurance (74%).

However, when looking at the data by the type of insurance respondents currently have, some distinct differences can be seen. Interestingly, among those that have individual coverage, almost half (46%) agree that all people do not need to be covered by health insurance, compared to 30% among those with employer-sponsored coverage and 36% among those that have no insurance at all. Those with individual insurance are also slightly less likely to agree (79%) that adults and children with pre-existing coverage should not be denied coverage, compared to those with employer-sponsored plans (86% adults; 85% children) and Medicare (82% adults; 83% children).

How important 11 aspects of health insurance are

When asked to rate how important 11 different aspects of health insurance are, over nine in ten Americans say access to the doctors, hospitals and services they need is important (91%) while nine in ten say coverage for prescriptions (90%) and availability of insurance if they have a pre-existing condition (90%) are important. Those who have employer sponsored health insurance are more likely than those with insurance they have purchased themselves to say each of the 11 aspects is important when it comes to health insurance. Some of the larger differences are seen when looking at coverage for prescriptions (95% vs. 76%), coverage for preventative care (93% vs. 74%), and coverage for wellness programs (84% vs. 65%).

Additionally, when asked which two things are most important when it comes to health insurance, one aspect rises to the top – two in five Americans say one of the two most important aspects is access to the doctors, hospitals and services they need (39%). The next three are financial as about one-quarter of U.S. adults say financial protection from major health crises (27%), lower out of pocket costs (26%), and low premiums (24%) are most important.

So What?

“The importance of health insurance to the American consumer cannot be understated regardless of the opinion issued by the Supreme Court,” said Debra Richman, Senior Vice President of Healthcare Business Development & Strategy at Harris Interactive. “This is especially true for consumers who individually purchase health insurance plans, a market of growing significance to health insurers. It will be imperative for health insurers to increase their focus on how those in the individual market ‘consume’ health insurance, including what plan features they prefer, and what they will and conversely will not choose to buy.  Financial protection from major health crises, access to providers, convenience, and quality will be key factors as individual health consumers make purchasing decisions, despite how the Supreme Court rules on the individual coverage mandate.”

TABLE 1
AMERICANS AND HEALTH INSURANCE
“How much do you agree or disagree with the following statements?”

Base: All adults

AGREE(NET) StronglyAgree SomewhatAgree DISAGREE(NET) SomewhatDisagree StronglyDisagree Not at allsure
% % % % % % %
Children with a pre-existing condition should not be denied coverage by a health insurance company 83 68 15 12 6 6 5
Adults with a pre-existing condition should not be denied coverage by a health insurance company 83 63 19 13 7 6 5
If an individual purchases his/her own health insurance, they should receive a tax credit 74 47 27 17 8 9 9
If employers are not required to provide health insurance, those that do offer it should receive a tax credit 73 40 32 19 11 8 9
If a person doesn’t want health insurance, it should be his/her prerogative 66 41 25 28 15 13 6
The government should play a role in assuring access to health insurance 65 35 30 30 12 18 6
All people do not need to be covered by health insurance 33 12 21 61 23 38 6
Employers should not be required to provide health insurance to employees 32 15 17 62 27 36 6

Note: Responses may not add up to 100% due to rounding


TABLE 2
AMERICANS AND HEALTH INSURANCE – By Type of Insurance
“How much do you agree or disagree with the following statements?”
Percent saying “Strongly/Somewhat Agree”

Base: All adults

Total Type of Health Insurance
EmployerSponsored IndividuallyPurchased Medicare Medicaid Noinsurance
% % % % % %
Children with a pre-existing condition should not be denied coverage by a health insurance company 83 85 79 83 76 81
Adults with a pre-existing condition should not be denied coverage by a health insurance company 83 86 79 82 83 77
If an individual purchases his/her own health insurance, they should receive a tax credit 74 77 75 72 58 73
If employers are not required to provide health insurance, those that do offer it should receive a tax credit 73 77 71 75 56 64
If a person doesn’t want health insurance, it should be his/her prerogative 66 66 69 60 71 68
The government should play a role in assuring access to health insurance 65 64 55 64 70 70
All people do not need to be covered by health insurance 33 30 46 31 36 36
Employers should not be required to provide health insurance to employees 32 28 54 31 34 31

Note: Responses may not add up to 100% due to rounding

TABLE 3
IMPORTANCE OF HEALTH INSURANCE SPECIFICS
“When it comes to health insurance, how important are each of the following to you?”

Base: All adults

IMPORTANT(NET) VeryImportant SomewhatImportant NOTIMPORTANT(NET) Not that Important Not at all Important Not at allsure
% % % % % % %
Access to the doctors, hospitals and services I need 91 79 12 4 2 2 4
Coverage for prescriptions 90 72 18 6 4 2 4
Availability of health insurance if I have a pre-existing condition 90 71 19 7 4 3 4
Lower out of pocket costs 89 66 24 7 5 2 4
Financial protection from major health crises 89 72 17 6 4 2 5
Low premiums 89 63 25 7 4 3 5
Coverage for preventative care 87 65 22 9 6 3 4
High customer service from my health insurance company 86 58 28 9 6 3 5
Availability of health insurance for my family and dependents 85 69 16 10 5 5 4
Availability of health insurance if I lose or change jobs 85 66 19 10 5 5 5
Coverage for wellness programs 82 54 28 14 10 4 4

Note: Responses may not add up to 100% due to rounding

TABLE 4
IMPORTANCE OF HEALTH INSURANCE SPECIFICS – By Type of Health Insurance
“When it comes to health insurance, how important are each of the following to you?”
Percent saying “Very/Somewhat Important”

Base: All adults

TOTAL Type of Health Insurance
EmployerSponsored IndividuallyPurchased Medicare Medicaid Noinsurance
% % % % % %
Access to the doctors, hospitals and services I need 91 97 87 90 87 83
Coverage for prescriptions 90 95 76 88 88 85
Availability of health insurance if I have a pre-existing condition 90 94 83 89 83 84
Lower out of pocket costs 89 94 80 88 85 85
Financial protection from major health crises 89 93 88 89 78 80
Low premiums 89 94 83 87 78 82
Coverage for preventative care 87 93 74 89 75 82
High customer service from my health insurance company 86 91 78 88 79 76
Availability of health insurance for my family and dependents 85 90 75 86 78 81
Availability of health insurance if I lose or change jobs 85 93 76 79 78 80
Coverage for wellness programs 82 84 65 84 85 80

Note: Responses may not add up to 100% due to rounding


TABLE 4
MOST IMPORTANT COMPONENTS OF HEALTH INSURANCE
“When thinking about health insurance, which two of the following are most important to you?”

Base: Said at least one component was important

TOTAL Type of Health Insurance
EmployerSponsored IndividuallyPurchased Medicare Medicaid Noinsurance
% % % % % %
Access to the doctors, hospitals and services I need 39 38 33 49 36 30
Financial protection from major health crises 27 28 33 36 7 17
Lower out of pocket costs 26 27 21 19 24 32
Low premiums 24 23 32 17 12 32
Coverage for prescriptions 23 22 21 28 33 17
Availability of health insurance for my family and dependents 22 27 19 14 26 20
Availability of health insurance if I have a pre-existing condition 16 13 24 16 10 20
Availability of health insurance if I lose or change jobs 10 11 8 6 9 16
Coverage for preventative care 9 8 4 7 16 11
High customer service from my health insurance company 4 2 9 6 6 5
Coverage for wellness programs 3 2 2 3 13 4

Note: Responses may not add up to 100% due to rounding

TABLE 5
TYPE OF HEALTH INSURANCE AMERICANS HAVE
“What type of health insurance do you currently have?”

Base: All adults

TOTAL
%
An employer sponsored health insurance policy 46
Medicare plan 22
An individually purchased health insurance policy 9
Medicaid 5
I don’t have health insurance 18

Note: Responses may not add up to 100% due to rounding

Source: PR Newswire (http://s.tt/1g4xe)

All opinions expressed on USDR are those of the author and not necessarily those of US Daily Review.

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