What Type Car is Right for You?

What Type Car is Right for You?

Buying a new car is one of the most fantastic events that everyone wishes to experience. However, it can be an intimidating and challenging journey to know which car is right for you. If you don’t have any prior knowledge or have never owned a car, you would not know where to begin or what steps to take.

Purchasing a new car can be an exciting activity, and the process becomes painless, especially if you know what type of car you want. When you have an idea of what kind of car suits your needs, you will make a sober decision, whether to buy a new or used car or lease. Here are steps to guide you in purchasing the right car.

Evaluate Your Needs

If you need to own a car, you should have some expectations about the type you want. You need to choose one based on your priorities. For instance, if you are going to use the car for long trips, you need a more robust engine. Or if you need one for your kids’ weekend outings, you’ll need to choose a four-door rather than a two-door. Four-door cars offer much space to accommodate family members or even several friends. Some other considerations include:

  • The driving you prefer, whether of highways, off-road drive or on surface streets
  • The distances you wish to cover
  • The number of passengers
  • Your most loved features like a backup camera, leather seats among other interior and exterior features
  • Your most preferred safety features
  • Cargo capacity
  • How you will be towing
  • The size of garage space you have in your home

Consider Your Budget

The budget should be your number one priority because every other factor revolves around how much you wish to spend on purchasing a new car. You won’t have much worry if you are buying the car on cash. But if you want to get financial aid, you need to consider how much money you are comfortable paying your monthly car installments.

To avoid strain and unwanted pressure, ensure the monthly payment plan doesn’t exceed 15% of your income. That is the general rule. If you plan to lease a car, the same policy should apply. Go for a monthly plan that is less than 10% of your pay. If you aim to save money, buy a smaller car which consumes less fuel other than luxury cars which cost higher and consume more fuel.

Decide If You Want a New/Used Car or Lease

There are advantages and disadvantages to buying or leasing a car. Having adequate knowledge in both options will guide you in making the right choice. Apart from the two options, you can also make the best decision based on your budget.

For instance, when you lease a car, you may pay less or no down payment with a lower monthly payment plan. However, the con is that you will have no car when the lease expires. On the other hand, buying a car needs more money with high monthly installments, but the pro is that once the loan is over, you own it fully.

Set Up a Test Drive

Scheduling for a test drive is the most effective way to determine if a car is suitable. It would be best to visit a car dealer and sit behind the wheel to have the first-hand experience. When you visit a car dealer, you should consider the following guidelines.

  • Take your time during the test drive and ensure you get it right
  • You can do more than one test drive on various occasions and do not be pressured to purchase the car on the first day of the test drive
  • Use the chance to ask more questions about the car or many other cars and make a comparison
  • Inspect the exterior and interior features, including windows, locks, seats, air conditioners, and other relevant elements. Ensure all the items look good.

Pick Your Car

After several test drives, the choice should be indicative. In case you are not satisfied, you’ll need to do more test drives with other car models. You would somewhat take longer and finally settle for the right car than rush and regret later.

All opinions expressed on USDR are those of the author and not necessarily those of US Daily Review.