Many Businesses Don’t Make The Grade When It Comes To Winter Preparedness- FM Global


Many businesses across the U.S. score poorly on being prepared for severe winter weather, according to a new poll of America’s workforce, commissioned by FM Global, one of the world’s largest business property  insurers.

Nearly one third of full-time American workers (32 percent) assign their employers a grade of C, D or F when it comes to preparedness for a major winter storm, the research finds. Furthermore, more than half of U.S. workers (52 percent) employed full time indicated they are dissatisfied with their employers’ preparedness, wanting their company to be better prepared for a winter  storm.

“America’s feedback speaks to the need for businesses to be more proactive, and overall more resilient, when it comes to winter weather,” said Brion Callori, senior vice president, engineering and research, FM Global. “Insurance won’t bring back lost customers, market share or fix a damaged corporate reputation for unprepared businesses. A business continuity plan which has been well-tested and communicated to employees can address such risk and help companies avoid costly physical and financial  losses.”

FM Global recommends the following best practices for businesses to help prevent damage in severe winter weather conditions:

  1. Plan as if freeze-ups are a certainty, even if your business operations are located in a warm climate where severe temperature drops are  uncommon.
  2. Inspect your roof for weakness and snow loading during a storm, especially areas where snow can  drift.
  3. Arrange for key facility staff to be available during expected cold spells to monitor weather conditions and patrol buildings in search of cold spots, structural damage, large leaks or sprinkler piping  breaks.
  4. Have procedures for maintaining adequate heat, especially if a shutdown of operations becomes  necessary.

For more information on preparing for freezing weather, visit

About the Research
FM Global fielded the study in mid-February 2015 about the impact of severe winter weather on U.S. businesses using the research services of TNS. Full-time employees, age 18 and older, were polled from a nationally representative sample. The survey had a margin of error of plus/minus 4 percentage points at a 90 percent confidence level, and was completed by 426  participants.

About FM Global
Established in 1835, FM Global is a US$5.6 billion mutual insurance company whose capital, scientific research capability and engineering expertise are solely dedicated to property risk management and the resilience of its client-owners. These owners, who share the belief that the majority of property loss is preventable, represent many of the world’s largest organizations, including one of every three FORTUNE 500 companies. They work with FM Global to better understand the hazards that can affect their business continuity in order to make cost-effective risk management decisions combining property loss prevention with insurance protection.
FM Global is rated A+ (Superior) by A.M. Best, AA (Very Strong) by Fitch, and A+ by Standard and  Poor’s.

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